Last Updated: May 23, 2026
Welcome to GamblingCalc.com. These Terms of Use (the “Terms”) govern your access to and use of the website, including all calculators, related tools, content, and services offered by GamblingCalc. By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the service.
1. Use of Calculators and General Disclaimer
1.1 Informational and Educational Purpose Only
The calculators, data, algorithms, and information provided on GamblingCalc.com (including but not limited to the Kelly Criterion, Risk of Ruin, and Odds Converters) produce mathematical estimates based on user-supplied inputs and standard probability models — not guarantees of future results. All outputs are provided for informational and educational purposes only.
1.2 No Professional Advice
The tools, mathematical models, and editorial content on this site do not constitute financial, investment, legal, or professional gambling advice. You should not rely on the information provided herein as the sole basis for any wagering or financial decision.
1.3 Assumption of Financial Risk
Gambling and sports betting involve substantial financial risk. By using this website, you explicitly acknowledge and agree that:
- You are solely responsible for any financial losses or damages resulting from your betting decisions.
- GamblingCalc.com does not guarantee the accuracy, completeness, or reliability of any calculation. Real-world results are subject to variance, market shifts, and external factors not captured by mathematical models.
- We are not responsible for any technical errors, software bugs, server interruptions, or data discrepancies that may occur during your use of the tools.
2. Jurisdictional Compliance and Age Restrictions
Online gambling and sports betting are regulated differently in every region, country, and state. By using this site, you agree that:
- It is your sole responsibility to verify the legal status of online gambling in your jurisdiction before participating in any real-money activity informed by these tools.
- You must be of legal gambling age in your jurisdiction (typically 18+ or 21+) to use these tools for the purpose of informing real-money betting decisions.
- GamblingCalc.com assumes no liability for users who violate their local, state, or national gambling laws.
- For information on healthy gambling practices, see our Responsible Gambling page.
3. Third-Party Links and Affiliate Content
GamblingCalc.com may contain links to third-party websites, sportsbooks, casinos, or services that are not owned or controlled by GamblingCalc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that GamblingCalc shall not be responsible or liable, directly or indirectly, for any damage or loss caused by, or alleged to be caused by, your use of or reliance on any such content, goods, or services available on or through any third-party website. For further details on outbound links and partnerships, see our Affiliate Disclosure.
4. Intellectual Property Rights
4.1 Ownership
The content, features, and functionality of GamblingCalc.com — including all proprietary calculator algorithms, underlying code, UI designs, text, graphics, and logos — are the exclusive property of GamblingCalc and are protected by international copyright, trademark, and other intellectual property laws.
4.2 Permitted Use and Restrictions
You are granted a limited, non-exclusive, non-transferable license to access the site for personal, non-commercial use. You may not:
- Copy, reproduce, reverse-engineer, distribute, modify, or create derivative works of any calculator or code on this site without prior written permission.
- Use automated querying tools, bots, or programmatic scraping to extract data, code, or outputs from the site. Such activity is strictly prohibited.
5. User Obligations and Conduct
You agree not to use the services for any unlawful purpose or in any way that might harm, disable, or impair the operation of the website. You shall not attempt to gain unauthorized access to any portion of the site or its underlying code.
6. Limitation of Liability
In no event shall GamblingCalc, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages — including without limitation loss of profits, loss of data, loss of bankroll, loss of goodwill, or other intangible losses — resulting from:
- Your access to or use of, or inability to access or use, the services;
- Any conduct or content of any third party on the services;
- Any errors, omissions, or inaccuracies in the calculation results, models, or content.
The service is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
7. Changes to These Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The “Last Updated” date at the top of this page reflects the most recent revision. By continuing to access or use the service after revisions become effective, you agree to be bound by the revised Terms.
8. Contact Information
If you have any questions about these Terms, the mathematical models used in our calculators, or any potential bugs, please contact us. For information on how we handle your data, see our Privacy Policy.