A craps payout depends on the bet, the number, the posted odds and any commission. A $20 Buy bet on 4 can produce $39 in net profit after a $1 win-only vig; a $20 Place bet on the same number pays $36. Separating profit from the returned stake makes these comparisons easier to check.
Our Craps Payout Calculator covers the most common U.S. craps bets and helps you compare posted payouts vs fair odds, account for breakage (improper bet rounding), and see the vig on Buy/Lay bets. It covers Place, Buy, Lay, Odds, Field, Hardways, Horn, C&E, Hop bets, Big 6/8, common one-roll props, and Bonus Craps / ATS bets such as All Small, All Tall, and Make ‘Em All.
Note: for Buy bets, this calculator assumes a 5% commission on the Buy amount, charged only when the bet wins. For Lay bets, it assumes a 5% commission on the amount won, also charged only on a win. Some casinos use different commission timing or rounding, so check the posted table or electronic-game rules.
Playing with 2, 3, 11 and 12 as possible points? Use the Crapless Craps payout tool for that variant. For a spreadsheet version of Place, Buy and Lay calculations, see the Excel formulas below.
What went wrong?
Craps Payout Chart: Quick Reference
This chart doubles as a quick craps payout cheat sheet: it summarizes the standard payout model used by the calculator. Place figures assume exact posted ratios before any payout-unit rounding. Buy and Lay house edges assume a 5% commission charged only on a win, with no minimum or rounding; the widget can model other commission settlement rules.
| Bet | Posted payout | Fair / true odds | Base HE | Payout key / note |
|---|---|---|---|---|
| Pass Line / Come | 1:1 | — | 1.41% | Flat bet |
| Don’t Pass / Don’t Come | 1:1 | — | 1.36% | Flat bet |
| Free Odds: 4/10 | 2:1 | 2:1 | 0% | Odds portion only |
| Free Odds: 5/9 | 3:2 | 3:2 | 0% | Odds portion only |
| Free Odds: 6/8 | 6:5 | 6:5 | 0% | Odds portion only |
| Place 4/10 | 9:5 | 2:1 | 6.67% | $5 pays $9 |
| Place 5/9 | 7:5 | 3:2 | 4.00% | $5 pays $7 |
| Place 6/8 | 7:6 | 6:5 | 1.52% | $6 pays $7 |
| Buy 4/10 | 2:1 less vig | 2:1 | 1.67% | Exact 5% win-only vig |
| Buy 5/9 | 3:2 less vig | 3:2 | 2.00% | Exact 5% win-only vig |
| Buy 6/8 | 6:5 less vig | 6:5 | 2.27% | Exact 5% win-only vig |
| Lay 4/10 | 1:2 less vig | 1:2 | 1.67% | Vig on amount won |
| Lay 5/9 | 2:3 less vig | 2:3 | 2.00% | Vig on amount won |
| Lay 6/8 | 5:6 less vig | 5:6 | 2.27% | Vig on amount won |
| Big 6 / Big 8 | 1:1 | 6:5 | 9.09% | Same win condition as Place 6/8, lower payout |
| Hard 4 / 10 | 7:1 | 8:1 | 11.11% | Multi-roll hardway |
| Hard 6 / 8 | 9:1 | 10:1 | 9.09% | Multi-roll hardway |
| Field | 1:1; 2 pays 2:1; 12 pays 2:1 or 3:1 | Varies | 5.56% / 2.78% | Depends on 12 rule |
| Any 7 | 4:1 | 5:1 | 16.67% | One roll |
| Any Craps | 7:1 | 8:1 | 11.11% | 2, 3 or 12 |
| Yo (11) | 15:1 | 17:1 | 11.11% | One roll |
| Aces / Boxcars | 30:1 | 35:1 | 13.89% | One roll |
| Horn | 30:1 on 2/12; 15:1 on 3/11 quarter-bets | Mixed | 12.50% | 4 equal sub-bets |
| C&E | 7:1 Craps / 15:1 Eleven on half-bets | Mixed | 11.11% | 2 equal sub-bets |
| Easy Hop | 15:1 | 17:1 | 11.11% | Specific non-double combination |
| Hard Hop | 30:1 | 35:1 | 13.89% | Specific double |
Prop and Hop paytables can vary. The calculator uses the standard U.S.-style payouts shown above; always check the layout or electronic terminal.
Dealer Payout Keys
- Place 6/8: every $6 pays $7.
- Place 5/9: every $5 pays $7.
- Place 4/10: every $5 pays $9.
- Horn: split the total bet into four equal parts on 2, 3, 11 and 12.
- C&E: split the total bet into two equal parts: Any Craps and Eleven.
How to Use the Calculator
Match the calculator settings to the bet and paytable you want to check:
- Select Bet Type:
- Main Bets: Pass Line, Don’t Pass, and Free Odds. The odds portion has zero house edge when paid at its exact ratio; the required flat bet still has a house edge.
- Point Numbers: Place Bets, Buy Bets (vig on win), and Lay Bets (vig on win).
- Props: One-roll bets like Any 7, Any Craps, Yo (11), Horn, C&E and Hop bets, plus multi-roll Hardways and Big 6/8.
- Bonus Craps: All Small, All Tall, and Make ‘Em All, with common 30/30/150 and 34/34/175 paytables plus a custom-payout option.
- Choose the Number: For Place, Buy and Lay, choose 4, 5, 6, 8, 9 or 10. Standard Hardways are available only on 4, 6, 8 and 10.
- Enter Bet Amount: Input your wager size. For Place bets, choose exact settlement or model a floor-to-unit rule. For Buy/Lay, choose exact 5% vig or a rounded commission unit and optional minimum. The calculator reports the resulting settlement effect instead of assuming one casino rule.
- Analyze the Returns:
- Net Profit: Winnings after the selected payout/commission settlement, excluding your original stake.
- Total Return: Net profit plus the stake, if you collect the bet. A wager left on the layout remains at risk.
- Casino Payout Ratio: The posted odds on the table layout.
- True Odds: What the math says you should win in a fair game.
- House Edge: The base figure uses the standard exact payout assumptions. For Place, Buy and Lay bets, the widget also shows an Effective House Edge when your selected rounding or minimum-commission rule changes the actual win amount.
For repeated trials with a fixed success probability, the Probability After N Attempts Calculator estimates the chance of at least one success. It assumes independent trials; multiple craps bets sharing the same rolls do not form independent outcomes.
Place Bet Rounding, Breakage & Effective House Edge
A posted Place ratio and the amount a particular table actually pays are not always the same thing. The calculator separates exact mathematical profit from the modeled paid profit. If you choose a floor-to-unit settlement rule, it also shows the breakage and recomputes the effective house edge for that stake.
$1 Place 6 example
- Posted payout: 7:6.
- Exact profit: $1 × 7/6 = $1.1667.
- Base house edge at the exact ratio: 1.5152% (displayed as 1.52%).
- If a table floors the win to a $1 payout unit: paid profit = $1.00, breakage = $0.1667.
- With that modeled floor, the effective house edge becomes 9.09%.
$100 Place 6 example
- Exact profit: $116.6667.
- With a $1 floor: paid profit = $116.00, breakage = $0.6667.
- The effective house edge becomes about 1.82%, compared with the 1.52% base edge at the exact 7:6 ratio.
These rounding rules are not universal casino rules. A live table, stadium/bubble craps terminal or online/electronic implementation may use different chip units, cents, breakage or commission rules. Match the widget settings to the posted rules you are actually playing.
Place vs Buy vs Lay: Which Bet Is Better?
The answer depends on the number and the commission rule. This comparison assumes an exact 5% vig charged only on a win, no minimum commission, no rounding, and a bet kept active until it first wins or loses. House edge is measured against the initial stake:
| Number | Place Bet HE | Buy Bet HE | Lay Bet HE | Best Choice |
|---|---|---|---|---|
| 4 / 10 | 6.67% | 1.67% | 1.67% | Buy (if betting the number to win) |
| 5 / 9 | 4.00% | 2.00% | 2.00% | Buy (if betting the number to win) |
| 6 / 8 | 1.52% | 2.27% | 2.27% | Place (if betting the number to win) |
Key takeaway: when betting a number to win, Buy the 4 and 10 instead of placing them, and Place the 6 and 8 instead of buying them. On the 5 and 9, a Buy bet also has a lower theoretical house edge if that table offers the same win-only commission rule. Minimum fees, upfront vig or rounding can change the comparison. Lay bets are different-direction wagers — you are betting the number will lose to 7 — so they are shown for house-edge comparison rather than as a direct substitute for Place/Buy.
Real-World Examples
Example 1: The “Improper” Place Bet
You bet $5 on the 6. The payout ratio is 7:6.
- The Math: $5 × (7/6) = $5.83.
- Exact payout: The calculator shows $5.8333 when Exact Ratio / No Rounding is selected. If you switch to a $1 floor, the modeled paid profit becomes $5.00 and the widget recomputes the effective house edge.
- The Fix: With $1 payout units, multiples of $6 on 6/8 and $5 on 4/5/9/10 avoid fractional Place payouts.
Example 2: The Buy Bet Commission (Vig)
You bet $20 Buy on the 4 at a table that charges vig only when you win.
- True Odds: The 4 pays 2:1. Gross win = $40.
- The Vig: 5% of the $20 Buy amount = $1.
- Net Profit: $39 before any table-specific commission rounding. The theoretical house edge is about 1.67% under this vig-on-win rule.
- Comparison: A $20 Place bet on 4 pays $36 at 9:5 and carries a 6.67% house edge. Under these rules, buying the 4 is materially better than placing it.
Example 3: The Prop Bet Trap
You bet $10 on Any Craps (2, 3, or 12).
- Payout: 7:1 → you win $70.
- True Odds: 8:1. The house keeps the equivalent of one unit.
- House Edge: 11.11%. Across repeated bets at the same payout, the expected loss is about $1.11 per $10 wagered; an individual result is a $70 profit or a $10 loss.
How to calculate craps payouts in Excel
You can build a small craps payout calculator in Excel with the formulas below. This example covers Place, Buy and Lay with an exact commission charged only on a win. It separates gross winnings, vig, net profit and total return. It does not model upfront vig, minimum fees, a session bankroll, Bonus Craps or several bets on the same roll.
Download the craps payout Excel calculator (.xlsx). The workbook includes editable inputs, payout ratios and worked examples for Place, Buy and Lay bets.
Choose the payout ratio
Enter the numerator and denominator separately. These are profit ratios, before commission; the stake is added back only when calculating total return.
| Number | Ways out of 36 | Place | Buy | Lay |
|---|---|---|---|---|
| 4 / 10 | 3 | 9:5 | 2:1 | 1:2 |
| 5 / 9 | 4 | 7:5 | 3:2 | 2:3 |
| 6 / 8 | 5 | 7:6 | 6:5 | 5:6 |
Copy the formulas into a blank worksheet
Use the cell addresses below for a $20 Buy bet on 4. Enter Place, Buy or Lay in A2; the commission formula uses that choice. Enter 5% as 5%, not 5. The formulas use English Excel function names and commas; your local Excel settings may use translated names and semicolons.
| Cell | Meaning | Value or formula |
|---|---|---|
| A2 | Bet type | Buy |
| B2 | Stake | 20 |
| C2 | Payout numerator | 2 |
| D2 | Payout denominator | 1 |
| E2 | Win-only vig rate | 5% |
| F2 | Gross win | =B2*C2/D2 |
| G2 | Commission | =IF(A2="Place",0,IF(A2="Buy",B2,F2)*E2) |
| H2 | Net profit | =F2-G2 |
| I2 | Return including stake | =B2+H2 |
| J2 | Win probability: number before 7 | =3/(3+6) |
| K2 | Expected profit per resolved bet | =J2*H2-(1-J2)*B2 |
| L2 | House edge, formatted as a percentage | =-K2/B2 |
The result is $40 gross profit, $1 vig, $39 net profit and $59 including the stake. Expected profit is −$0.3333 per resolved bet, giving a 1.6667% house edge. For a $40 Lay bet against 4, change A2 to Lay, B2 to 40, C2 to 1, D2 to 2 and J2 to =6/(3+6). That gives $20 gross profit, $1 vig, $19 net profit and the same $59 total return.
For other point numbers, replace 3 in the probability formula with the number’s ways from the table. Place and Buy win with probability ways/(ways+6); Lay wins with 6/(ways+6). Other totals leave the bet unresolved. These probabilities assume the bet stays active until the chosen number or 7 appears.
Formatting a cell to two decimals only changes its display. If a table rounds a Place payout down to whole currency units, use =ROUNDDOWN(B2*C2/D2,0) in F2 for that rule. For $5 on Place 6, exact profit is $5.8333…, but whole-dollar rounding gives $5 and raises the effective edge from 1.5152% to 9.0909%. Do not apply this rule automatically to vig: its basis, minimum and rounding require their own table rules.
Control examples
| Bet | Net profit | Return including stake | House edge |
|---|---|---|---|
| $30 Place 6 | $35 | $65 | 1.5152% |
| $20 Buy 4, 5% win-only vig | $39 | $59 | 1.6667% |
| $40 Lay against 4, 5% win-only vig | $19 | $59 | 1.6667% |
A payout calculation describes what happens if a particular wager wins. It does not predict the next roll, remove the house edge or establish a safe session budget.
Bonus Craps / ATS: All Small, All Tall & Make ‘Em All
ATS commonly refers to the All/Tall/Small group: All Small, All Tall, and Make ‘Em All. Bonus Craps side bets stay active across multiple rolls and are all-or-nothing. Repeated numbers do not hurt you, but a 7 ends the attempt immediately — including a 7 on the come-out roll.
- All Small: roll 2, 3, 4, 5, and 6 at least once each before a 7.
- All Tall: roll 8, 9, 10, 11, and 12 at least once each before a 7.
- Make ‘Em All: roll every total from 2 through 12 except 7 before a 7 appears.
If you have rolled four of the five All Small numbers and are still missing one, the bet has not paid anything yet. It remains live until either the missing number appears or a 7 ends the bet. This is different from side bets such as the Fire Bet, which may use tiered payouts.
| Paytable | All Small | All Tall | Make ‘Em All | House Edge |
|---|---|---|---|---|
| Common | 30:1 | 30:1 | 150:1 | 18.30% / 18.30% / 20.61% |
| More generous | 34:1 | 34:1 | 175:1 | 7.76% / 7.76% / 7.46% |
Electronic and bubble craps games may display or settle payouts differently from live chip tables. They also sometimes display payouts in “for 1” format instead of “to 1”. For example, 31 for 1 is the same economic payout as 30 to 1, because the “for 1” figure includes your original stake. Likewise, 35 for 1 equals 34 to 1.
The calculator includes both paytable presets and a custom-payout option because casino and electronic-machine rules can vary. Always use the payout shown on the specific game you are playing.
When can you place the bet? Enter only when that wager is open. Galaxy Gaming’s Bonus Craps rules allow entry after a 7 and explain that a completed, paid wager can reopen. Do not assume you can join a partly completed wager with credit for earlier numbers; follow the table or machine’s entry and reset rules. These explanations cover the standard fixed-payout bets, not progressive variants with different loss conditions.
For a published casino example, Rivers Casino Des Plaines lists 34:1 for All Small and All Tall, and 175:1 for Make ‘Em All. The calculator also includes a custom option for other posted payouts.
Frequently Asked Questions (FAQ)
Do I get paid if I hit only 4 of the 5 All Small numbers?
No. All Small is an all-or-nothing Bonus Craps bet. You must roll 2, 3, 4, 5, and 6 at least once each before a 7. If one number is still missing, there is no partial payout; the bet remains live until that number rolls or a 7 ends the bet. A 7 on the come-out roll also loses an active Bonus Craps bet.
What does “31 for 1” mean compared with “30 to 1”?
They describe the same economic payout. “30 to 1” means you win 30 units of profit and also get your original stake back. “31 for 1” includes that returned stake in the displayed total. Likewise, 35 for 1 is equivalent to 34 to 1.
What is the difference between “Place” and “Buy” bets?
A Place Bet pays fixed odds (e.g., 9:5 for the 4). A Buy Bet pays true odds (2:1 for the 4) but charges a 5% commission on the amount bought — at vig-on-win tables, only when the bet wins. Generally, you should Buy the 4 and 10 (lower HE), but Place the 6 and 8 (where the place ratio is already close to true odds).
What are “True Odds” in Craps?
True Odds represent the mathematical probability of a number rolling vs a 7. There are 6 ways to roll a 7 and 3 ways to roll a 4 — the true odds are 2:1. An odds wager behind Pass/Come or Don’t Pass/Don’t Come pays the appropriate fair ratio without a commission, so the odds portion has a 0% house edge when paid exactly. That does not remove the edge on the required flat bet.
What happens if I bet an odd amount on the 6 or 8?
The issue is the payout increment, not whether the stake is odd or even. Place 6/8 pays 7:6, so a whole-dollar stake that is not a multiple of $6 produces a fractional exact profit. The calculator shows that exact amount by default. If your table floors payouts to a chip or currency unit, select the matching settlement mode to see the paid profit, breakage and effective house edge.
How much should a $1 Place bet on 6 pay?
At the posted 7:6 ratio, the exact profit is $1.1667, so exact total return including the stake is $2.1667. A chip table may use a payout-unit rule that pays less; for example, flooring profit to a $1 unit pays $1 profit. Use the calculator’s Place Payout Settlement control to model the rule actually used by your table or terminal.
What is the best bet on the Craps table?
If comparing house edge, the odds portion behind a qualifying line or Come bet has 0% when paid exactly. Standard Pass Line is about 1.41%, and Place 6/8 is about 1.52% without breakage. By comparison, Any 7 at 4:1 has a 16.67% edge and Aces/Boxcars at 30:1 has a 13.89% edge. Lower house edge does not guarantee a profit or make a larger wager affordable.
Does the vig calculation differ between casinos?
Yes. This calculator assumes the commission is charged only when you win. For Buy bets, it uses 5% of the amount bought; for Lay bets, 5% of the amount won. Some casinos charge commission upfront or use different rounding rules, which changes the effective house edge. Always check the posted rule at your table or electronic game.
What is the house edge on Field bets?
With 3, 4, 9, 10 and 11 paying even money, a Field bet paying 2:1 on both 2 and 12 has a 5.56% house edge. If one of those two totals pays 3:1 and the other 2:1, the edge drops to 2.78%. The widget’s Field setting changes the 12 payout while keeping 2 at double; check both numbers on the actual layout.
Related tools
- Crapless Craps payouts and odds — calculate the additional point numbers and variant-specific line-bet rules.
- Table & Social Games calculators — browse the other tools in this category.
Sources and payout references
- Cannery Casino: Craps gaming guide — standard bets, payout ratios and commission bases; its commission timing is not the win-only model assumed here.
- Wizard of Odds: house edge under different definitions — Place, Big 6/8, Hardway and proposition-bet payouts plus Buy/Lay comparisons under different commission rules.
- Wizard of Odds: Bonus Craps analysis — probabilities and house edge for the fixed-payout Small, Tall and All bets.
Set a spending limit before playing. If gambling is causing harm, see the warning signs and help resources.
When you hit the small, you roll all your numbers except for one how much would you win on electronics scrap tape?
Good question! I take it you mean the All Small bet on an electronic craps table.
The short answer is: nothing yet. All Small only pays when every one of the five numbers: 2, 3, 4, 5 and 6 has rolled at least once before a 7.
If you are one number short, the bet is still live. Roll that last number before a 7 and you collect the full payout. If a 7 rolls first – including on a come-out roll – the bet loses. Repeated numbers do not matter, and there is no partial payout for getting 4 out of 5.
You may be thinking of the Fire Bet, which is a different side bet and can have tiered payouts based on how many point numbers are made.
The exact All Small payout depends on the paytable shown on the machine. Two common payouts are 30 to 1 and 34 to 1. On a $5 bet, that means $150 or $170 profit, plus your $5 stake returned.
On some electronic games you may see this displayed as “31 for 1” or “35 for 1.” Those mean the same thing as 30 to 1 and 34 to 1 respectively, because the “for 1” figure includes your original stake.
Always check the paytable on the specific machine, as electronic craps rules and payouts can vary.