Blackjack Hand Equity Calculator

Basic strategy tells you what to do; it never tells you how often the right play actually wins. That gap is where tilt lives: a correct stand on 16 against a ten still loses more than three hands in four, and knowing the number in advance is the difference between a bad beat and a surprise. This calculator shows the exact win, push and lose probabilities for standing on any total against any dealer upcard — computed from the full dealer-outcome distribution, not rounded folklore.

Blackjack Hand Equity: Win / Push / Lose

Win—
Push—
Lose—

Infinite-deck model with the US peek rule: a dealer blackjack is already excluded when a ten or ace shows. Figures are for standing on the total; the EV of hitting, doubling or splitting the same hand lives in the Decision EV Calculator.


What the Numbers Mean

When you stand, the hand becomes pure dealer mathematics: the dealer draws to 17 or better, and your total either beats the final result, ties it, or doesn’t. The calculator resolves that draw exactly — an infinite-deck recursion over every dealer path under your chosen rule (S17 or H17), with the US peek convention applied, so a dealer blackjack is already off the table when a ten or ace shows. Win minus lose, per dollar, is the EV of the stand; the tool prints it under the bars.

Scope is deliberate: these are standing equities. The moment hitting, doubling or splitting enters the question, you are comparing actions, and that comparison — the EV of every available move side by side — is exactly what our Decision EV Calculator does. The two tools share one model family, so their numbers agree where they overlap.

Win Probability When Standing (S17)

Stand on2345678910A
2188.20%88.53%88.88%89.18%90.28%92.59%93.06%93.92%96.26%92.22%
2075.80%76.50%77.23%77.86%80.11%84.73%86.12%81.92%59.19%73.33%
1962.83%63.94%65.09%66.09%69.49%76.87%73.26%46.84%47.12%54.44%
1849.34%50.89%52.50%53.87%58.86%63.09%37.33%34.84%35.05%35.54%
1735.36%37.39%39.45%41.64%42.32%26.23%24.47%22.84%22.98%16.65%
12–1635.36%37.39%39.45%41.64%42.32%26.23%24.47%22.84%22.98%16.65%

Totals 12–16 share one row because a standing stiff hand wins only when the dealer busts — the probability is identical for all of them. Infinite-deck model, dealer stands on soft 17, dealer blackjack excluded (peek). Push and lose percentages, H17 figures and per-hand EV are in the calculator above.

Five Numbers Worth Memorizing

  • 20 vs 8: wins 86.12%, pushes 6.94% — the dominating position, EV +$0.79 per $1. When it loses, the dealer drew to 20 or 21 through a 6.94% window.
  • 20 vs 10: wins 59.19% but pushes a hefty 37.07% — the ten in the hole makes dealer 20 the single most likely outcome, so your monster hand ties far more often than intuition expects.
  • 16 vs 10, standing: wins 22.98% — you win only when the dealer busts. EV −$0.54 per $1, which is why surrender, where offered, takes the fixed −$0.50 instead.
  • 18 vs Ace: wins 35.54%, EV −$0.10 — “eighteen always wins” is a table myth; against big upcards it is a clear underdog.
  • 12 vs 2: wins 35.36% standing — you are betting almost entirely on a dealer bust, and the 2 busts far less often than its lowly look suggests. The most misplayed “easy” hand in the game.

Equity as Tilt Control

The practical use of these numbers is emotional, not strategic: strategy is already solved. A player who knows that a correct stand on 19 against a ten still loses 40.81% of the time reacts to the dealer’s 20 with a shrug instead of a strategy change. Variance punished you; the play was right. Expecting exact frequencies is what lets you keep making the highest-EV move after three of them lose in a row — and per-session swings around these averages are large, which is what our session variance material quantifies.

Model Assumptions

Infinite-deck composition (the standard for strategy tables; finite-shoe figures differ by fractions of a percentage point), dealer distributions computed by exact recursion rather than simulation, peek rule applied for ten and ace upcards, and blackjack paying 3:2 in the natural’s special case. Card-counting shifts these probabilities with the count — that layer belongs to the card counting calculator.


Frequently Asked Questions (FAQ)

What is hand equity in blackjack?

The probability breakdown of a hand’s outcomes — win, push, lose — from the current position. For a standing player it is fully determined by the dealer’s upcard and drawing rule, and win minus lose gives the expected value of the stand per dollar bet.

Does the calculator assume I play perfectly?

It assumes the hand is over from your side — you are standing on the selected total. Nothing about your earlier play matters to the numbers; only the final total and the dealer’s position do. For hands where the right move is not to stand, compare actions in the Decision EV Calculator instead.

Why does 20 push so often against a dealer ten?

Because with a ten showing and the peek done, a ten-value hole card — the most common rank in the deck — lands the dealer exactly on 20. That single path makes dealer 20 the modal outcome, producing a 37.07% push rate against your own 20.

How do S17 and H17 change my equity?

H17 makes the dealer hit soft 17, which slightly raises both the bust rate and the rate of strong finishes. The net effect favors the house overall, and it is largest against an ace upcard — toggle the rule in the calculator to see the shift for your exact hand.

Are these numbers exact or simulated?

Exact, within the infinite-deck model: the dealer’s every drawing path is enumerated recursively, not sampled. Finite shoes shift the figures by fractions of a percentage point depending on composition, which is the same modelling convention our Decision EV Calculator uses.

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